Bitcoin and Segwit2x

The bitcoin network will undergo a fork in November 16th that will result in two blockchains with their corresponding tokens.

BTCJam will only support the current blockchain and will continue to refer to it as Bitcoin after the fork. We ceased operations in May 25, 2017 and no new features will be added, as a result the other blockchain, referred as Segwit2x, will not be supported.

If you still has a balance in your account please withdraw it as soon as possible, BTCJam is not intended to be used as an online wallet and the website will be taken offline in July 1, 2018, more information can be found here.




Bitcoin Network & BTCJam

BTCJam will disable deposits and withdraws until the upcoming protocol changes take effect. In the case of two surviving blockchains we are going to support the blockchain with the most accumulated difficulty.

Deposits and withdraws will be suspended starting 11pm UTC July 31st and will be reinstated as soon as the protocol becomes safe to transact.

BTCJam has closed

BTCJam began with one mission: To provide people around the world with access to fair credit.

From 2012 to 2016 we have serviced more than 20,600 loans in 122 countries, totaling more than 64,000 Bitcoin loaned. We have helped thousands of people around the world and are proud that we changed lives for the better.

We firmly believe that programmatic money and cryptocurrencies are here to stay and that there is still room for innovation in this space. That said, we have made the difficult decision to close BTCJam. The regulatory challenges around Bitcoin and the difficulties we faced in introducing Bitcoin technology to poor communities around the world are simply beyond our capacity.

No new loans can be made from today onward, and if you have any Bitcoin stored with us, you have until July 1, 2018 to withdraw it.

All borrowers with active loans can keep repaying them normally. The repayment functionality will remain available until all the loans have reached their term and either been fully repaid or have defaulted. After that, the website will be reduced to a simpler version that will only allow the withdrawal of a remaining balance.

We extend sincere thanks to all our lenders, borrowers, collaborators, investors, and everyone who believed in our dream of working together to provide access to fair credit without borders. It’s a mission we still believe in.

Team BTCJam.

AutoInvest Users are Averaging 18% in Returns

On May 20th, we released AutoInvest, a feature that allows our investors to easily diversify their  investments into 100 loans or more. The member feedback has been positive on the ease of use and the functionality that is in place.  We created this feature because many of our power-users understood the need to diversify; however, going through the loan listings was cumbersome and time consuming.

We are happy to share the early results with you – which show the power of diversification and also the strong adoption of AutoInvest.

From the table above, you can see the correlation between a diversified investment strategy and positive returns. Today, those investors who commit to an AutoInvest plan and maintain the plan on an ongoing basis are realizing the best outcomes.  Over 97% of investors are seeing a positive return over 18% while there are over 1,800 active AutoInvest plans.

For those of you using the program, let us know your feedback on improvements you would like to see or what you like about it.  If you have not tried the feature as an investor – see what you are missing in terms of simplifying and diversifying your P2P loans.

Create an AutoInvest plan today.

Update: Delays within the Bitcoin Network

As we continue to monitor the situation with the Bitcoin Network, we know this has a real impact on our users. In order to help our borrowers deal with the delay in deposits and payments we have decided to make some adjustments:

Effective today, we will be waiving late fees & late payment penalties for payments that are made within 48 hours of the due payment date.

We will continue to monitor the situation and keep you updated on the progress of the Bitcoin Network.

If you’d like to read more about the ongoing issues with transactions you can here.

If you have any questions regarding this please reach us at

Thank you!

BTCjam now offers support in four languages!

BTCjam - multilanguage


Ola! Hola! Здравствуйте! Hello!

We are pleased to announce that BTCjam now has support in English, Russian, Spanish and Portuguese. Please feel free to reach out to us in your native language for any assistance!

Nós da BTCjam temos o prazer de anunciar que estaremos oferecendo suporte em Inglês, Russo, Espanhol e Português. Sintam-se a vontade de entrar em contato conosco no idioma que preferir!

Nosotros de la BTCjam estamos contentos en anunciar que ahora ofrecemos suporte en Ingles, Ruso, Español y Portugues. Por favor contacte nosotros en tu idioma de preferencia!

Мы рады сообщить, что теперь BTCjam предоставляет поддержку на английском, русском, испанском и португальском языках. Вы можете задавать нам свои вопросы на любом из этих языков.

If you have any questions or need help please reach us at

Keep Jammin’